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  • Latvian Leasing association
    factoring Factoring advantage Leasing guidebook What is leasing The code of good practice Frequently asked questions School of clients Site map 14 05 2013 The majority uses transport and equipment leasing services 10 04 2013 The amount of new lease

    Original URL path: http://llda.lv/en/?menu_id=310 (2016-02-13)
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  • Latvian Leasing association
    Baltic states statistics Factoring guidebook What is factoring Factoring advantage Leasing guidebook What is leasing The code of good practice Frequently asked questions School of clients Site map 2015 Q3 2015 Q2 2014 2014 Q3 2014 Q2 2014 Q1 2013

    Original URL path: http://llda.lv/en/par-asociaciju/statistika.html (2016-02-13)
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  • Latvijas Līzinga Devēju Asociācija
    News Contacts Statistics Statistics Baltic states statistics Factoring guidebook What is factoring Factoring advantage Leasing guidebook What is leasing The code of good practice Frequently asked questions School of clients Site map Statistics Baltic states statistics Home Baltic states statistics

    Original URL path: http://llda.lv/en/baltic_statistic.html (2016-02-13)
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  • Latvian Leasing association
    receive financing without direct warranty with the account receivable or buyer s funds as the only pledge Therefore the use of factoring and account discounting services ensures cash flow and eases its planning decreases customer service s and administration expenses as well as reduces possible account receivable s risk allowing a company to direct more resources in its core operations Factoring includes financing administration and monetary claim rights transfer from

    Original URL path: http://llda.lv/en/faktoringa-celvedis/kas-ir-faktorings.html (2016-02-13)
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  • Latvian Leasing association
    a manufacturer exporters product s solvency evaluation small and medium enterprises increasing work effectiveness and megaprojects executors during competition short billing period is always regarded as a benefit What does the seller receive quick and flexible loan for current assets increase company s liquidity buyer s loan adequacy assessment simplified cash flow plan opportunity to increase selling amount strengthen control over debtors opportunity to propose longer payment period for buyers

    Original URL path: http://llda.lv/en/faktoringa-celvedis/faktoringa-izdevigums.html (2016-02-13)
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  • Latvian Leasing association
    to use lease object in return of certain agreement payments Leasing companies in Latvia offers their clients various leasing options car commercial transport agriculture machinery production equipment and other leasing Moreover these objects financing options can vary financial operating and full service leasing is offered Finance leasing Finance leasing is a form of leasing where in a leasing period client redeems leasing object and in the end becomes vehicle s owner Operating leasing rent Renting is a form of leasing where client does not fully redeem the leasing object but is given the vehicle in usage for a certain period of time During this time client pays its depreciation cost Towards the end of the agreement client is able to choose the agreement paying for its monthly rent to use redemption rights for stipulated residual value transmit redemption rights to the third party to return good to the seller Car depreciation determined guidebook Full service leasing Client gets to use not only leasing object but also uses other offered leasing company s benefits Leasing company instead of you will conduct civil insurance KASKO insurance driver and passenger s insurance car s CSDD registration covers annual transport and inspection expenses regularly

    Original URL path: http://llda.lv/en/lizinga-celvedis/kas-ir-lizings.html (2016-02-13)
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  • Latvian Leasing association
    is every leasing company s duty Leasing companies are able to determine and use detailed terms of good practice LKBA Leasing and factoring committee provides leasing companies with support and advice regarding application of the code terms BRAND Leasing companies that confirmed the code of good practice have rights to use the code of good practice s brand therefore inform clients about determination to follow the terms of the code of good practice The brand is registered at the Latvian Patent governance in the name of Latvian commercial bank association If any of leasing company defies or disregards the code of good practice the commercial bank association has the right to decide to restrict the use of the Brand for this leasing company PROFESSIONAL ETHIC NORMS Leasing companies operate according to Latvian Republic normative act I Clients Leasing companies always treat clients with honesty and fair in light of best motive its employees operate politely and responsively Leasing company is not allowed to reverse the facts in order to convince to choose certain leasing company Leasing companies operate in a way that respects clients and other companies associates interest and needs Leasing companies respect confidential terms regarding present and former clients as well as sellers II Information availability Leasing companies ensure openness in providing services Leasing companies ensure that the code of good practice is available for any client at the service centres and if asked for is given to client right away Leasing companies promise to give information about services both in oral and written form at the request of the client III Business environment Leasing companies promise to follow the development in its business environment in order to provide every client most up to date and qualitative services Leasing company operates in a way that as a result of its operations the good image of leasing business environment was not tarnished Leasing companies are not allowed to harm intentionally the business environment or any other leasing company s reputation In case any leasing company has proof that another leasing company is guilty in unethical illegal or dishonest behaviour including violation of the code of good practice it should transfer the information about certain case to the Latvian commercial bank leasing association IV Leasing agreement All agreements that are signed between a client and a leasing company as well as all amendments must be signed in a written form Leasing agreements must be prepared in clear Latvian language If there is a requirement from client the translation to other languages can be used The agreement must be clear for the client In case of questions leasing company s representative must clarify all agreement terms not deluding the client The leasing company representative who reaches agreement with the client in the name of leasing company must check that the client has understood agreement terms and conditions The agreement must include all expenses that signatory will need to cover The agreement should provide all information that is required in the Latvian

    Original URL path: http://llda.lv/en/lizinga-celvedis/labas-prakses-kodekss.html (2016-02-13)
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  • Latvian Leasing association
    in the next few months However in the nearest future I will not be able to make monthly payments What should I do You should definitely ask leasing company so you can find mutual solution for this problem What should I do in case the car I leased was stolen or someone broke it We advice to learn about insurance company s requirements and nuances at the Latvian Insurance association homepage http www laa lv pub cmd nedzivapdros vid 8 or at your insurance company Without reference to whether a client can use or not the leased object he must continue his payments according to the terms of the contract It mostly relates to the cases in which the object was stolen or completely wasted Leasing company must be informed in written application form The information about who is notified about the situation the police insurance company circumstances and possible losses is also required Since the leasing company in the insurance policy is considered as a reward receiver then insurers after decision making regarding actions towards the car write an inquiry to the leasing company about reward receiver Onwards two options are available Money is transferred to the service s account where car repair is done Money is transferred to the leasing company account Am I allowed to make all the payments before the end of a contract period Sure leasing company envisages such option If a client wants to redeem the car earlier then he must write a statement with a wish to redeem leased object earlier After the statement is received the decision is made whether to allow redeeming the contracted object earlier When the decision is made leasing company s accountant writes final bill Client must pay the final bill as well as the debt if such

    Original URL path: http://llda.lv/en/lizinga-celvedis/buj.html (2016-02-13)
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archive-lv.com, 2017-12-18